About Us

DOY Federal Credit Union is built on a simple mission, serving our members, not outside shareholders. Our focus is on savings and borrowing, ensuring competitive returns and fair lending policies designed with member success in mind.

We take a careful, responsible approach to lending and investments, prioritizing financial stability and member security. DOY lends exclusively to creditworthy members, ensuring a strong loan portfolio with minimal losses, while keeping all mortgage loans in-house—never sold on the secondary market.

Our investments are short-term, federally insured, and carefully selected to avoid market risks. We do not invest in stocks or bonds that could expose member assets to uncertainty.

At DOY, every policy is crafted with your best interests in mind. All earnings are returned to our members through lower loan rates, higher savings returns, and exceptional service.

Join DOY today and experience financial solutions designed to support you, not corporate profits.

Membership Eligilibility

Membership is open to individuals who fall within the following groups:

Employees & retirees of the Diocese of Youngstown
Parishioners of Diocese churches
Students of Catholic or Christian schools in the Diocese
Employees of Mercy Health affiliates
Members & retirees of Local 87 Plumbers and Pipefitters Union
Former employees & retirees of Cold Metal Products or Wean United
Physicians & staff with privileges at Catholic medical facilities in the Diocese
Household family members of DOY Members