In today’s fast-paced financial world, institutions compete with flashy tech and complex financial products to attract customers. At DOY, we focus on what truly matters—helping our members thrive.

We’re dedicated to providing savers with the highest possible dividends, offering borrowers the lowest possible interest rates, and delivering the friendliest, most personalized service to everyone we serve.

DOY isn’t a bank—and we don’t try to be. We specialize in savings, checking, and borrowing, ensuring you get the best value without unnecessary fees or distractions. Unlike profit-driven institutions, we exist for our members, not shareholders. All earnings go right back to you through lower loan rates, higher savings returns, and an unparalleled banking experience.

Join DOY today and discover the benefits of a financial institution that truly puts its members first.

What's a DOY?

DOY is short for Diocese of Youngstown, but we’re not affiliated with the Diocese beyond defining our closed field of membership.

DOY is a Federal Credit Union, operating under the rules and regulations of the National Credit Union Administration (NCUA), an agency of the Federal Government. That means all our savings accounts are federally insured up to $250,000, so you can save with confidence.

The Diocese of Youngstown has no involvement in our policies or daily operations. However, many Diocese agencies offer payroll deduction and direct deposit to make saving money or paying loans even easier for our members.